Account Information

  • My Account

    Manage all your subscriptions, update your address, email preferences and change your password.

  • Help Center

    Get answers to common service questions, ask the analyst or contact our customer service department.

  • My Stock Talk Profile

    Update your stock talk name and/or picture.


Article Update

By Neil J. George on September 12, 2007

Current Subscriber? Please Log In Using Your Email Address and Password

New to Personal Finance? Take a look at this...


The Stock-Picking System Brokers Wish They Could Use

  • You can use it on any stock… at any time… and you’ll know instantly whether it’s time to buy it or sell it.
  • It takes all the guesswork and anxiety out of your investment decisions… and leaves you with nothing but confidence.
  • It’s all in a new report that summarizes 26 years of research and shows you how I made $127,344 in a single stock… without paying my broker a dime.
  • Act now and you can get this system for less than $40.

Dear Investor,

I’m Jim Pearce—the new Chief Investment Strategist for Personal Finance.

After 26 years on Wall Street, I’m done. So I can finally share the stock-picking system that made me the biggest single winner I’ve ever banked in the market.

It’s all in a new report I’ve just released called The Investing Daily Equity Analysis List.

My bosses wouldn’t let me use this system when I was on “the inside.” They told me to stick to the recommended “house list” of stocks or push whatever was in the news that week.

I don’t blame them, really.

It is always easier to go with the flow. Nothing’s simpler than selling people what they already want.

So I couldn’t use my personal stock-picking system with clients. I had to toe the company line. But no one could stop me from using it with my own money.

In the dark days of October 2008, my system predicted that Ford would be a big winner, despite everything the auto industry had going against it. This was scary—no sane person was buying stocks in the crash of 2008… and especially not in the car business while GM was going bankrupt!

Fortunately, my formula doesn’t have feelings and can’t get scared. It works entirely by the numbers, and Ford’s numbers clearly set it apart from other car companies.

It saw a gem in the rubble when I was too scared to see straight. So I did what it told me to, and I bought 10,000 shares of Ford for a bit over $2.

Less than three years later, I sold at almost $15/share.

I made $127,344 in a single stock. It happened to me, and today I’m going to show you how it could happen to you.

I’ve spent the better part of three decades tinkering with this system, looking for a reliable way to pick stocks that separate themselves from the crowd. (Just last year it identified Western Digital as a screaming buy at $50. It has since doubled.)

I’ll give you all the details in a new report I am just now releasing. It is the culmination of 26 years of work I’ve done to come up with a reliable numbers-based investing system.

I Make It Simple by Rating Every Stock from 1 to 10

As you’ll see in The Investing Daily Equity Analysis List, my system assigns a precise “IDEAL value” to every stock I cover.

I score each stock according to a formula based on its dividend, its cash flow and its growth potential. (You’ll see exactly how I weigh these factors in the report.)

Then I convert a stock’s score to an “IDEAL price” by comparing its score to the score of its peer group. (This is usually the S&P 500, for the big-cap stocks we specialize in.) This tells us where a stock should be trading.

You can run any stock you want through my formula and you’ll have exact entry and exit points.

Forget the S&P 500—We’re Making Good Money in the S&P 34!

I want to tell you about a great new “index” I’m following: the S&P 34.

Never heard of it?

It’s our little nickname for the Personal Finance Growth Portfolio. After combing through every stock in the S&P 500, we found just 34—fewer than 10%—that are worth buying right now.

We stick to the S&P 500 because examining all 12,342 stocks listed in the United States would stretch us thin and add little extra value. After all, the S&P 500 basically is the market, with 80% of our country’s market cap.

Right now, 34 of these 500 blue-chip titans are trading at least 20% lower than they should be. Some a lot lower—those are the ones we’re jumping on first. You can see them for yourself here.

I never buy a stock unless I know it is at least 20% cheaper than its IDEAL value. And I take my profits when the price moves 20% above that value.

I’m rigid about this. Too many people get sentimental about their stocks, especially their winners.

But I learned long ago to never marry a stock. Because let me tell you a secret: It’s just a piece of paper. Don’t fall in love with it. It will never return your affection. And the divorce will be expensive.

I know I’m not going to be right all the time. But it’s a great feeling to know that the odds are always on my side.

The best thing about investing this way is you don’t have to take big risks to make big money.

There’s nothing daring in buying Oracle at $40 a share, for example, because its true market value according to IDEAL is now $74.

What’s more, Oracle has almost $12 per share of cash in the bank, so you’re really paying only $28 per share for the business.

Same story with Chevron Corp. Now trading at $120 but with an IDEAL value of $233, you are getting a solid 3.5%-yielder for just 52% of its true worth.

It’s like buying a $100 gift card for $52. Eventually Chevron’s price will reflect its intrinsic value, and when it does, other investors—caught up in the emotion of a rising stock—will likely jump in to drive the price even higher.

Get the Full Story on My System in Your Free Report

I’ve put everything you need to know about my system into my new report.

The Investing Daily Equity Analysis List reveals the secret sauce behind the system it took me 26 years to perfect… and how together we can use it to screen out 60% of the market’s weakest stocks, letting us zero in on the few most likely to make us money.

You’ll see how my system picked up on Ford at $2 before it shot up to almost $17 in 23 months… and made me more than $100,000 in the process.

It also made me a big score in Genworth Financial, which shot up eight-fold in two years after my system flagged it.

My new report explains the guts of my formula and gives you a way to pick stocks that is so simple, straightforward and logical that I doubt you’ll want to invest any other way again.

It’s completely objective and the results are crystal clear. No guessing, no emotions and no doubts.

Your Cost: Less Than $40

I put a lot of time and money into this research, so I’m not just giving it away. Like any businessman, I have to at least make back my costs.

I could charge $2,000, like a typical research boutique would, and attract a small number of well-heeled clients.

But I want to get my work into as many hands as possible So I’m going the other direction, and am charging just 40 bucks for it—$39.95, to be exact.

But let’s not get hung up on the price. The way I see it, whether I charge $1 or $1 million, the cost is immaterial because it comes with a 100% guarantee.

That means you can have my report and use my system to your heart’s content and wind up not paying a cent for it. It’s up to you.

If my no-drama, by-the-numbers investing style isn’t for you, I certainly don’t want to pressure you into it.

But what I won’t do is simply give my report away as a freebie.

(We’ve offered free samples of our research in the past, and we end up attracting too many “tire-kickers” who simply waste the time of our Customer Service reps.)

So while I can’t afford to send this report to you free… I can afford to give anyone who buys it a complimentary subscription to Investing Daily’s flagship newsletter, Personal Finance.

We produce the publication anyway, so it costs next to nothing to add one more name to our mailing list. And it makes sense for you to try this particular service because Personal Finance uses the IDEAL system for every recommendation it makes

In fact, you won’t find this stock-picking system in any other newsletter, because only Personal Finance has the legal right to use it.

So here’s the deal…

Buy my report now for $39.95 and I’ll throw in a “comp” subscription to Personal Finance for the coming year.

Personal Finance Returns vs. The S&P 500I think you’ll find that Personal Finance is like nothing you’ve ever seen.

We’re not reporters, journalists or commentators. Every recommendation comes to you from a team of successful investors with decades of experience in stocks, bonds, commodities and currencies.

For many of our subscribers, it’s the first time they’ve gotten guidance from insiders who have personally created their own wealth.

The value of this “real-world” approach was evident as our team almost tripled How Are Personal Finance's Picks Doing?subscribers’ money in a lousy period for investors.

Since January 1st, 2000, the S&P 500 has gained an anemic 3.9% a year.

But during those 14 difficult years—which included the tech bubble, the 9/11 attacks and the worst market crash since 1929—the Personal Finance income portfolio racked up a 181% total return—well over double the S&P 500’s 78%.

$100,000 invested in our portfolio in 2000 would have grown to $281,000 as of September 2014. The same amount in the S&P 500 would have grown to $178,000.

That means our income investors are sitting on $103,000 more than their peers simply because they subscribed to Personal Finance.

Let’s Sum Up…

Personal Finance costs $99 per year to the general public.

But to introduce new readers to my research, I’m giving it away to anyone who orders my new Investing Daily Equity Analysis List report.

The report costs $39.95, and you get a $99 newsletter free. So it’s a pretty good deal if you think about it.

I’ll put you on our Personal Finance mailing list for a year at no charge. You can decide later if you want to keep getting it after that.

One more thing: Personal Finance comes out twice a month—so you get twice the content most other advisories give you.

Every two weeks, we’ll mail a 12-page printed issue to your home. We’ll also email it to you if you want.

Over the course of your free 12-month subscription, you’ll get 24 issues, every special alert, weekly market updates, full access to our subscribers-only website, all our current and future special reports and, most importantly, advice that made subscribers 181% richer—almost tripling their money—through one of the toughest economic periods in history.

And you’ll get it all with our compliments as my thanks for ordering The Investing Daily Equity Analysis List… and taking a serious look at the system I’ve spent 26 years developing.

Subscribe now!

We’ll let you try our research at our risk to see if you like it.

As soon as you order The Investing Daily Equity Analysis List, we’ll sign you up for a year of Personal Finance.

Your cost is $39.95 for the report and $0 for Personal Finance. Your true cost should be even less, because investing expenses like this one are tax-deductible.

But here’s what makes it a can’t-lose offer…

You have a full 90 days to decide if you like our research. If you don’t, no problem. Simply call our Customer Service team and we’ll send you a 100% refund—even if you call on the last day of your three-month trial period. You can keep the reports I’m about to send you, free of charge.

One last thing: Try not to miss the next issue. It brings you what my top analyst calls “the perfect stock.” To be fair to paying subscribers, I can’t give away the identity of this gem right here, but it is profiting from an almost unstoppable trend.

I can’t wait to tell you more about this one. The whole story is in the next issue of Personal Finance.

Subscribe now!

I hope you give us a try. You can’t lose a penny if you’re not impressed.


Jim Pearce

Jim Pearce
Chief Investment Strategist
Investing Daily

P.S. Early-Bird Bonus! If you order The Investing Daily Equity Analysis List within the next 24 hours, we’ll throw in this related report free of charge:

5 IDEAL Stocks for Any Market

After combing through all of the IDEAL system’s most highly rated stocks, our research team handpicked these five companies for their history of plowing ahead through market downturns…

  • Our #1 pick operates in every major gas and oil play in the country. You’ll want to grab this one right away. It’s up 30.1% in the past seven months, and as production continues to increase, I expect it to add another 60% within 18 months.
  • This next company makes a key component used in every cell phone in the world… and gets a royalty on every unit sold. So it profits no matter who wins the smartphone wars.
  • This pharmaceutical powerhouse barely feels the economy’s ups and downs, and its revenue is hitting $8.4 billion this year, up 46% over 2013.
  • We like this massive communications utility because it yields 4.2% while only paying out 47% of its income, so we see plenty of dividend hikes ahead.
  • Our final pick is a railroad that’s cleaning up thanks to the boom in oil and gas shipments triggered by America’s shale energy revolution.

You’ll get full details, profiles, ticker symbols and buy prices for each of these “bulletproof” stocks in 5 IDEAL Stocks for Any Market.

If you’re at the point in life where you can’t afford to take another big hit to your portfolio, this is must-reading.

This report will help you erect a wall around your wealth by giving you a set of assets that should prosper no matter what happens to the economy. If you want to keep the money you’ve spent years accumulating, you need to get it.

To claim your free copy, just go here within the next 24 hours.

P.P.S. Remember, you are only agreeing to try my IDEAL stock-picking system to see if you like it. If you decide any time in the next 90 days that my approach isn’t for you, I’ll return your money. Order your report and start your free subscription to Personal Finance now!