Personal Finances
Personal finance is one of the most important aspects of living in the modern world. Too often ordinary people fail to learn about the opportunities that can most benefit them or follow the events that directly affect their personal finances. Although estate plans, insurance, 401(k)s and IRAs don’t elicit much excitement, when managed properly, they give us the financial freedom to do what we love.
Uncover new strategies to manage your personal finances and secure your financial future. Below, you’ll find a collection of great tips on estate planning, protecting your retirement savings, avoiding common tax mistakes, and much more. For more exceptional tips and strategies on balancing your portfolio and protecting your wealth, check out our free stock diversification and advanced asset allocation report.
Stop Overpaying and Underinsuring
Successful Americans are paying too much for insurance yet don’t have enough coverage. The problems are easy to fix, yet successful people and their advisors frequently overlook key ways to increase coverage and reduce costs.
Managing Portfolios for Higher After-Tax Returns
Taxes on investments increased for 2013, and there’s a good probability they’ll increase again, at least for some of you. Read on for Bob Carlson's thoughts on how reduce your liability.
Most Efficient Ways to Help Grandkids
Many people want to help their grandchildren, but there are so many options that people are confused and often procrastinate.
Steps to Crafting the Right Will for You
You don’t write the will yourself, but you can be sure the will is done correctly. There are simple steps you can take to ensure a small problem doesn’t tarnish a gem of an estate plan.
Two Key, Overlooked Estate Planning Moves
The estate tax is settled, so people don’t have to worry about frequent changes in the law. There are other estate planning changes taking place that will cost people a lot of money if they aren’t aware of them.
Married Couples and the New Estate Tax
Uncertainty about the estate tax is resolved. Now is the time to consider how the new rules affect your estate plan and revise your plan accordingly.
Avoiding Financial Scams and Abuse in 2013
All of us are targets for scams and financial abuse. The older we get, the more risk there is. Fortunately, you can take steps to reduce your risk, and many of these steps are very easy to do and cost little or no money.
Exploring the New Tax Law
You know that around New Year’s Day the crowd in Washington finally agreed to a deal to avoid the fiscal cliff, titled the American Taxpayer Relief Act of 2012. There are a lot of details in the law that haven’t received much attention. I’m here to review them with you.
Securing Your Digital Assets
We’re moving from a paper world to a digital world, and many people don’t realize how important digital assets are to their lives or how valuable they are. They also don’t understand the major problems and headaches they leave by not including digital assets in their estate plans.
Avoiding Hidden Threats to Your Security
Some of the most serious threats to financial independence are often overlooked. Yet, a few simple actions can avoid large losses from these risks, and by taking the right steps you might be able to reduce your out-of-pocket expenses.
