Retirement Investing
Retirement investing is one of the most important endeavors you will undertake in your life. With so much uncertainty in the world, it is critical for investors to make wise decisions regarding their retirement accounts in order to secure a comfortable, worry-free future.
From annuities and IRA’s, to legal changes affecting your retirement, uncover new retirement investing ideas and time-tested strategies to ensure you’ll be ready.
For more exceptional tips and strategies on securing your retirement, check out our free stock diversification and asset allocation report.
Avoiding the Retiree Tax Attack
Income taxes are rising on those in or planning for retirement, and the retiree tax attack tends to be delivered in hidden, stealthy, or complicated taxes. You don’t have to sit back and accept the attack on retiree wealth and income.
What Heirs Should Know About IRAs
IRAs often are among the most valuable property in estates. Yet, heirs routinely lose a large percentage of inherited IRAs to unnecessary taxes.
Using the Overlooked Roth IRA Opportunity
Roth IRAs are one of the most powerful retirement planning tools. Yet, most people aren’t taking full advantage of the opportunities to enhance lifetime security and financial independence.
Tips for Surviving Spouses
Social Security, IRAs, employer retirement plans, and investments are the major areas with deadlines or some urgency. Let’s examine the key issues that arise in the first year.
Maximizing Spouses’ Social Security Benefits
Most people make the wrong decisions about their Social Security benefits and in doing so leave a lot of money on the table.
Planning Your Legacy
The estate and gift tax law finally is set, so there are no more excuses for procrastination and delay. It’s time to revise or begin what I like to call your inheritance planning or legacy planning.
Avoiding IRA Beneficiary Mistakes
Many IRA owners would be disappointed if they knew what actually happens to their IRAs after they’re inherited. It’s easy to avoid the most common problems with simple, low-cost actions.
Comparing Annuities to Bonds
Will a bond portfolio or immediate annuities do a better job of providing secure lifetime income? This is the issue facing many people as they near or enter retirement and look for a floor on their income for life.
Should You Wait to Buy An Annuity?
Guaranteed lifetime income is a goal of many investors, and immediate annuities can provide that. But today’s low interest rates cause many potential annuity buyers to wait for higher rates before locking in their lifetime payout. Does it make sense to wait for rates to rise before buying an annuity?
Planning for Retirement Medical Costs
Paying for medical care is the greatest fear of retirees and pre-retirees. Curiously, most of them aren’t doing much about it. You’re going to have substantial out-of-pocket medical expenses in retirement. The average person covered by Medicare annually will pay more than $4,300, or $8,600 per couple, for out-of-pocket medical expenses
