Retirement investing is one of the most important endeavors you will undertake in your life. With so much uncertainty in the world, it is critical for investors to make wise decisions regarding their retirement accounts in order to secure a comfortable, worry-free future.
From annuities and IRA’s, to legal changes affecting your retirement, uncover new retirement investing ideas and time-tested strategies to ensure you’ll be ready.
For more exceptional tips and strategies on securing your retirement, check out our free stock diversification and asset allocation report.
Income taxes are rising on those in or planning for retirement, and the retiree tax attack tends to be delivered in hidden, stealthy, or complicated taxes. You don’t have to sit back and accept the attack on retiree wealth and income.
IRAs often are among the most valuable property in estates. Yet, heirs routinely lose a large percentage of inherited IRAs to unnecessary taxes.
Roth IRAs are one of the most powerful retirement planning tools. Yet, most people aren’t taking full advantage of the opportunities to enhance lifetime security and financial independence.
Social Security, IRAs, employer retirement plans, and investments are the major areas with deadlines or some urgency. Let’s examine the key issues that arise in the first year.
Most people make the wrong decisions about their Social Security benefits and in doing so leave a lot of money on the table.
The estate and gift tax law finally is set, so there are no more excuses for procrastination and delay. It’s time to revise or begin what I like to call your inheritance planning or legacy planning.
Many IRA owners would be disappointed if they knew what actually happens to their IRAs after they’re inherited. It’s easy to avoid the most common problems with simple, low-cost actions.
Will a bond portfolio or immediate annuities do a better job of providing secure lifetime income? This is the issue facing many people as they near or enter retirement and look for a floor on their income for life.
Guaranteed lifetime income is a goal of many investors, and immediate annuities can provide that. But today’s low interest rates cause many potential annuity buyers to wait for higher rates before locking in their lifetime payout. Does it make sense to wait for rates to rise before buying an annuity?
Paying for medical care is the greatest fear of retirees and pre-retirees. Curiously, most of them aren’t doing much about it. You’re going to have substantial out-of-pocket medical expenses in retirement. The average person covered by Medicare annually will pay more than $4,300, or $8,600 per couple, for out-of-pocket medical expenses