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Getting Started

Step 1 —

Activate your website, print and email services



PFnewsletter.com Website Access

First, if you have not yet successfully logged into the Personal Finance website, you must set up your login information by entering the account number we recently emailed to you. You will also need to enter your last name and the email address you used when subscribing to the service. If you are unsure of any of the information, please call us for assistance at 1-800-832-2330, Monday — Friday, 9 a.m. to 5 p.m. ET.

Twice-Monthly Personal Finance Print Issues

If your subscription includes the print version, it will arrive by mail, usually around the second and fourth Wednesdays of each month. To ensure reliable mail delivery, please visit the My Account page to verify that your postal address is correct in our records. Your semi-monthly issues are also available online in both PDF and HTML formats. You can elect to receive issue notifications by email each time the issue is posted online. Simply go to the ‘My Account’ section of the website and select Email Preferences in the left sidebar. In the Premium Services option of that page, be sure to check the box next to Issue Notifications, Trade Alerts & Flash Alerts then click the Update Preferences button at the bottom of the page to confirm your selections. The date when the next issue will be available online may be found in the lower right-hand corner on the cover page of each issue.

If your subscription is an electronic version only, your issues will be also available online in HTML and in PDF formats. You may also choose to receive issue notifications by email each time the issue is posted online by simply defining your Email Preferences in the My Account section of the website.

Weekly Mind Over Markets Premium e-Letter

Market analysis and portfolio updates will be emailed to you each week. You’ll also receive our weekly e-letters Week in Review and Marketplace Review. You may easily unsubscribe or change your email preferences at any time via the links in the footer of each email; we always respect your wishes. Ensure email delivery by whitelisting our email address.

Email Alerts

We will occasionally alert you by email of any updates to our analysis or immediate changes to portfolio recommendations. Those changes will, of course, be included in the twice-monthly Personal Finance issue as well. To ensure you don’t miss this important information, please whitelist our email address with your service provider.

Step 2 —

Discover the stocks from your promotion



You may have subscribed to Personal Finance due to a promotion that included some tantalizing but mysterious stock picks. We will reveal them in a moment.

First, please note that those stocks may not necessarily be the ones that we recommend you start with as your very first Personal Finance stocks. We’ll cover that in Step 3.

Reveal the mystery stocks now…

Step 3 —

See which stocks to buy first



“Which stocks do I buy first?”

This is the question we get asked most by new subscribers, and understandably so. Building a portfolio and making money is the fun part. To answer this question, we have three suggestions for you…

  1. For investors who seek long-term capital appreciation, consider first looking at the Growth Portfolio. It tracks the same ten sectors as those tracked in the S&P 500 providing an easy frame of reference of our outlook for each sector. Personal Finance’s Income Portfolio recommendations have primary focus for investors who seek a high level of current income while preserving their wealth. New subscribers should consider their first buys among the top picks in the most heavily weighted sectors and currently trading below our buy limits. Securities trading above our buy limits are considered to be ‘holds’ unless we recommend that you sell. The Fund Portfolio is for those investors who concurrently require both capital appreciation and current income.
  2. Before making any trading decisions, always review the online portfolio pages. They are updated every two hours to ensure you have the most recent prices and that your selected stocks are still trading below our recommended Buy prices.
  3. First time subscribers should become familiar with Personal Finance’s investing philosophy and advice, then evaluate how it relates to their investment goals.  The best place to begin is the How to Build a Portfolio section on the website.

Step 4 —

Read your first issue


Your twice-monthly issue of Personal Finance is available online during the second and last weeks of each month. The PDF version may be found from the home page using the red Download Current Issue bar at upper left.

Both the current PDF and the HTML versions are found under Issue Archives along with many years of previous issues. If your subscription includes a print version, it will arrive by mail usually during the second and last weeks of each month.

Step 5 —

Get answers to your questions

The analysts keep pretty busy schedules, but as a team we try to respond to every question you may have. Here’s the best way to get answers quickly…

For fastest response and for the benefit of all subscribers to this service, we encourage you to post your questions and comments at the bottom of any relevant article on the Personal Finance site.

If your question or comment is of a more general nature and not related to any particular article, go to Stock Talk (found under the Resources tab) and add your comment. Any question or comment and the subsequent reply will be listed in Stock Talk. If you prefer not to post in a public forum or you have a question of a more personal nature, you may submit your question to personalfinance@investingdaily.com.

Service & Technical Help

Visit our Service & Technical Help page for a comprehensive list of common questions about using the website.

Follow the recent issue and Alerts

Due to time constraints, we may not always respond to individual questions which were answered in a recent issue or alert. When we get enough inquires on a topic, we frequently issue an email alert or cover it in the next issue of Personal Finance. Stock Talk is also a good place to see if someone else may have asked and received a response on the same topic.

Contact our Customer Service Department

If your question is related to changing your subscription, visit our Contact Customer Service page. Also, you can easily change your own postal address, email address, or password on the My Account page.

Thank you for joining us at Investing Daily’s Personal Finance!