Choosing any kind of annuity isn’t easy, and such deferred annuities often come with literally dozens of pages of fine print. Read More

Smart investment management and discipline are often cited as keys to a great 401k savings strategy. But your employer’s 401k plan may be based on a set of industry best practices that are rooted in behavioral-finance principles, in which investment smarts and disciple aren’t requirements. Once you understand these principles,… Read More

We’ve all heard the expression, “too much information,” but 401k account statements generally suffer from the opposite problem, “not enough information.” This lack of information can lull savers into a false sense of security, or cause them to make bad investment decisions based on panic.When you open that statement, you’re… Read More