One of the most important and fastest-growing transactions in personal finance is growing under the radar of most of the financial media and other observers. It and the follow-on transactions are critical to the financial lives of most Americans. Yet, people receive little guidance on the transactions and, as a result, frequently have thousands of dollars siphoned by taxes. Read More

The estate tax law seems to change every year. That’s no reason to neglect your estate plan. Estate planning is not all about taxes. There are many more important issues you need to address. Read More

Too many people pay more than they should for long-term care insurance. Some are paying twice what they should. That’s because many of them go about buying LTCI the wrong way. Read More

What’s the likelihood you’ll need long-term care at some point during your life? How will you pay for it? Let’s debunk some myths about and then take a rational look at long-term care and how to pay for it. Read More

The Fed announced it will keep short-term interest rates near zero through late 2014. Is there anything you can do to safely increase the income on your cash balances? Read More